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One of the biggest reasons you should consider credit repair: better loan rates and terms. When you apply for any type of loan, creditors will base the interest rate on your credit history. Interest is basically the fee you pay a bank; and the higher your interest rate, the more you’ll pay.  So what about Identity theft? It is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, usually as a method to gain access to resources or obtain credit and other benefits in that person’s name.  The victim of identity theft Identity theft occurs when someone uses another persons  personality identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes.
 
When it comes to Restoring your credit. Many consumers often see No Credit check loans and most are advertised on TV. They are nothing more than predatory loan merchants. Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower. It is also any practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesn’t need, doesn’t want or can’t afford.
 

 

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